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Home Guarantee Scheme

From 31 May 2024, we will no longer be accepting new loans as part of the Home Guarantee Scheme. All customers with current loans through the Scheme are unaffected by this change. Learn more.

The Home Guarantee Scheme (HGS) is an Australian Government initiative to support eligible home buyers to purchase a home with a smaller deposit.

There are currently three Guarantees available within the Scheme:

First Home Guarantee
(FHBG)

Supports eligible buyers to buy a home sooner.

Find out more

Regional First Home Buyer Guarantee
(RFHBG)

Supports eligible buyers to buy a home sooner, in a regional area.

Find out more

Family Home Guarantee
(FHG)

Supports eligible single parents and legal guardians of a dependent to buy a home sooner.

Find out more

Already have a current loan through the scheme?

Don’t worry, all current BCU Bank loans within the scheme will continue and there will be no impact on our customers. If you have any queries about your current loan with us, please get in touch with our friendly team.


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